Phone: (920) 848-2341
shane@sennhometownins.com
Oconto Falls, WI

6 Household Items You Should Insure

You insure your home and vehicle because they are valuable. But those aren’t the only valuable items you own. What about the other many assets you own that are high-value items either in terms of monetary or sentimental value?

You never want to think of many of these as becoming lost, damaged or stolen, but it does happen and it is in your best interest to ensure that all your assets are covered. Your standard home insurance policy will not necessarily cover the entire inventory of your house (or at least not the full value of certain possessions), so you may wish to add specific items to your coverage. Here are a few key items to keep in mind while deciding what to insure. 

1   Jewelry 

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First, have the jewelry appraised and then add it to your policy or purchase a separate policy or rider. From the antique pocket watch your 

engagement/wedding rings, jewelry is an important asset to include in your policy. Though your homeowner's or renter's insurance policy may already cover your jewelry, many policies have a limit well below the value of more expensive pieces.grandfather left for you, to your

We would suggest you first take your jewelry in to be appraised, then decide whether it is worthwhile to have it insured.

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What To Do After a Car Accident

headlamp 2940 1920Whether you've gotten into a fender bender or totaled your car, accidents are scary. No matter the cause – weather and road conditions, irresponsible driving behavior, or something unforeseen – you should be prepared for any possibility. Even the most careful drivers can be involved in an accident, which is why we've provided these nine tips to help you get through an accident safely:

1   Check yourself and any passengers for injuries.

If you don't know whether a particular injury is serious, call 911 just in case.

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Are you covered for damage from melting snow??

Melting snow could cause damage to your property

We’ve already seen the devastating power of Mother Nature with the recent epic snowfalls in Northeast Wisconsin. As if dangerous travel and painful snow removal weren’t enough, the heavy snow placed major stress on roofs and other structures… to the point of collapse. When we saw the footage on the news and heard the whipping winds outside, it’s around that time that most of us started thinking about our homeowners coverage for such events.

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Cyber insurance for businesses a necessary coverage today

Cyber Insurance for business

Target, Home Depot, Best Buy, what do they have in common besides being significant names in the retail world? All three were victims of data breaches by hackers. Such is the nature of today’s digital business world. But small business is safe, right? I mean, big retailers are the real gold mines, right? Nobody goes after small businesses in Wisconsin, right? Wrong, wrong and wrong.

Chances are your business is being repeatedly attacked weekly and there are security systems on the market to identify how often thieves attempt access. Today, even an email can be an effective tool for hackers. Chances are you have even identified some suspicious activity. The bottom line is no business is safe. Owners must brace for that reality and that means adding cyber liability coverage.

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