Your roof is one of the largest maintenance items on your home. In addition to protecting your home from the elements, it is one of the first things that people see and has a huge impact on your home's curb appeal. Because your roof can be damaged by all kinds of inclement weather, it's important to make sure that your home insurance policy covers the types of damage that commonly occur in your area.
You insure your home and vehicle because they are valuable. But those aren’t the only valuable items you own. What about the other many assets you own that are high-value items either in terms of monetary or sentimental value?
You never want to think of many of these as becoming lost, damaged or stolen, but it does happen and it is in your best interest to ensure that all your assets are covered. Your standard home insurance policy will not necessarily cover the entire inventory of your house (or at least not the full value of certain possessions), so you may wish to add specific items to your coverage. Here are a few key items to keep in mind while deciding what to insure.
Target, Home Depot, Best Buy, what do they have in common besides being significant names in the retail world? All three were victims of data breaches by hackers. Such is the nature of today’s digital business world. But small business is safe, right? I mean, big retailers are the real gold mines, right? Nobody goes after small businesses in Wisconsin, right? Wrong, wrong and wrong.
Chances are your business is being repeatedly attacked weekly and there are security systems on the market to identify how often thieves attempt access. Today, even an email can be an effective tool for hackers. Chances are you have even identified some suspicious activity. The bottom line is no business is safe. Owners must brace for that reality and that means adding cyber liability coverage.
Whether you've gotten into a fender bender or totaled your car, accidents are scary. No matter the cause – weather and road conditions, irresponsible driving behavior, or something unforeseen – you should be prepared for any possibility. Even the most careful drivers can be involved in an accident, which is why we've provided these nine tips to help you get through an accident safely:
We’ve already seen the devastating power of Mother Nature with the recent epic snowfalls in Northeast Wisconsin. As if dangerous travel and painful snow removal weren’t enough, the heavy snow placed major stress on roofs and other structures… to the point of collapse. When we saw the footage on the news and heard the whipping winds outside, it’s around that time that most of us started thinking about our homeowners coverage for such events.
